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housing loans & grants > repair/rehab > emergency home repair program
 

 

Emergency Home Repair Program
 

Purpose

Provides loans for major home repairs that require immediate attention.  Citation issued by a Fire Marshall, Health Officer or Code Enforcement Officer.

 Status

Taking applications now.

Maximum Amount

$15,000

Minimum
Amount

  $2,500

 REQUIREMENTS
Eligible Applicants Oakland property owners living in the unit to be rehabilitated.

Location

Properties may be located anywhere within in the City of Oakland.
Eligible Properties 1 to 4 unit residential properties.

 Income

 Applicant’s annual household income cannot exceed 50% of the area median income*.  Income of all household members 18 years or older must be considered (includes house/roommates).

 Occupancy

 Applicant must occupy the property
All owners on record must apply
Eligible Uses Loan funds can only be used for emergencies such as roof , sewer, electrical or plumbing repairs, or other major mechanical system problems that have been or can be verified by a health and/or safety official.
Other Requirements

None.

LOAN / GRANT DETAILS

 Interest Rate:

 Zero interest

Payments/ Term
  • No periodic payments
  • Loan will be paid upon the sale or transfer of title of property

 Prepayment Penalty

N/A
Closing Costs $350

 Security

Deed of Trust

HOW TO APPLY
Status Available Now
Deadline None
Process Complete and submit the application
Application Call (510) 238-3909 to request an application.

MORE INFORMATION
Details N/A
Projects

N/A
Contact

Residential Lending and Rehabilitation Services
City of Oakland
Community and Economic Development Agency

*Area Median Income limits are revised annually.  Click here for current limits.
 
   
 
     


City of Oakland
Community and Economic Development Agency
Housing and Community Development Division
250 Frank Ogawa Plaza  Suite 5313  |   Oakland, CA 94612
Tel: 510.238.3015 | Fax: 510-238-3691 | TDD: 238-3254
2002 All Rights Reserved
Last updated April 11, 2007
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It is the policy of the City of Oakland not to discriminate on the basis of race, ethnicity, religion, family status,
sexual orientation, or disability in employment or any of its programs, activities, or services. 

City of Oakland is an equal opportunity housing provider