INCOME LIMITS UNDER FEDERAL, STATE AND CITY/AGENCY HOUSING PROGRAMS
OAKLAND, CALIFORNIA
as of June 2002
	INCOME LIMITS, ADJUSTED FOR HOUSEHOLD SIZE
INCOME	One	Two	Three	Four	Five	Six	Seven	Eight
LEVEL	Person	Person	Person	Person	Person	Person	Person	Person
30% of Area Median Income	$15,650	$17,900	$20,100	$22,350	$24,150	$25,950	$27,700	$29,500
(HUD Extremely Low Income)
50% of Area Median Income
(HUD Low Income)	$26,100	$29,800	$33,550	$37,250	$40,250	$43,200	$46,200	$49,150
(State Very Low Income) (1, 2, 3)
60% of Area Median Income (1,2)	$31,750	$36,300	$40,800	$45,350	$48,950	$52,600	$56,200	$59,900
80% of Area Median Income	$40,600	$46,400	$52,200	$58,000	$62,650	$67,300	$71,900	$76,550
(HUD Moderate Income) (State Low Income) (2, 3, 4, 5)
100% of Area Median Income	$52,200	$59,600	$67,100	$74,500	$80,500	$86,400	$92,400	$94,300
(Median Income)
120% of Area Median Income	$62,650	$71,500	$80,500	$89,400	$96,600	$103,700	$110,900	$113,150
(State Moderate Income) (3, 6)
150% of Area Median Income (7)	$78,300	$89,400	$100,650	$111,750	$120,750	$129,600	$138,600	$141,450
NOTE:  HUD Regulations and California State Law define "low" and "moderate" income differently, but all are based on the same figure for median income. HUD Terms apply to federally funded activities. State terms are used for Redevelopment law, Housing Element Requirements, and other activities governed by state law.
1.     Applies to Tax Credit Program eligibility.
2.     Applies to HOME Program eligibility.
3.     Applies to City/Redevelopment Agency Housing Development Program eligibility.
4.     HUD's methodology, which sets a national maximum income for "Moderate Income," results in actual limits that are less than 80% of the median income.
5.     Applies to City First-Time Homebuyers Home Mortgage Assistance Program
6.     Applies to First-Time Homebuyers Downpayment Assistance Program, Citywide.
7.     Applies to City First Time Homebuyers Downpayment Assistance Program for Targeted Areas.